Best Interest Disclosure and Form CRS

Episodes

Sept. 5, 2022

Episode 162 - We are Happier During the Process of Becoming

In this episode, Ryan and Alex discuss Will Smith's autobiography Will, and how it is important to enjoy what you have today instead of looking to what you want to be before you are happy. The beer of the day is Nothing But Hazy from Black...

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Aug. 29, 2022

Episode 161 - What Do Hiking and Financial Planning Have in Common?

In this episode, Ryan and Alex discuss how hiking and financial planning are similar. The beer of the day is Stash Panda from Hop Valley Brewing. If you would like to learn more about this beer, please visit their website If you would like to learn...

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Aug. 22, 2022

Episode 160 - What Type of Assets do You Have?

In this episode, Ryan and Alex discuss market based assets and promised based assets. They talk about what they are and why you should care about them. The beer of the day is Hop Diggidy IPA from Port Townsend Brewing in Washington. If you would like...

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Aug. 15, 2022

Episode 159 - What's Your Financial Approach during These Times?

In this episode, Ryan discusses how you plan and make decisions during times of financial volatility. The beer of the day is Hazy Ipa from Farmstrong Brewing Co. in Mount Vernon, WA. If you would like to learn more about their beer, please visit their...

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Aug. 8, 2022

Episode 158 - Top 3 Ways to Recession-Proof Your Retirement

In this episode, Ryan discusses how to recession proof your retirment. He talks about the top 3 things that you should do or continue to do to help during this volatile time. The beer of the day is the St. Bernardus Abbey Ale from Belgium. If you...

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Aug. 1, 2022

Episode 157 - Are You Allocating Just Your Accounts or Your Entire Ba…

In this week's episode, Ryan and Alex discuss the allocation of your accounts verses allocating your entire balance sheet. The beer of the day is Southern Resident Killer Whales IPA from Two Beers Brewing. If you would like to learn more about this...

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July 24, 2022

Episode 156 - Top 5 Questions to Ask When Hiring a Financial Advisor

In this episode, Ryan discusses the top five questions you should ask when you are hiring a financial advisor. The beer of the day is Profuse Juice Hazy IPA from 10 Barrel Brewing. If you would like to learn more about this beer, please visit their...

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July 17, 2022

Episode 155 - 7 Steps to Set up Your Family for Financial Success

In this week's episode, Ryan breaks down the seven steps you can take to help you and your family be financially successful. The beer of the day is Baie Noir from Valley House Brewing in Duvall, WA. If you would like to learn more about this beer,...

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July 10, 2022

Episode 154 - 3 Examples of Mixing what is True and what You want to …

In this episode, Ryan and Alex discuss what you think is true and what is actually true when it comes to your finances. The beer of the day is Double Dale's IPA from Oskar Blues in Colorado. If you would like to learn more about this beer, please...

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July 3, 2022

Episode 153 - 3 Areas to Focus on in Your Finances that Produce Bigge…

In this episode, Ryan and Alex discuss three areas of your finances that you can focus on to make big changes. The beer of the day is the Brew 6000 from Fremont Brewing. If you would like to learn more about this beer, please visit their website If...

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June 27, 2022

Episode 152 - How Money and Finances Have Changed

In this episode, Ryan and Alex discuss how money and finances have changed throughout time and help you learn if you are keeping up with those changes.  The beer of the day is Huckleberry Pucker by Paradise Creek Brewery in Pullman, WA. If you...

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June 20, 2022

Episode 151 - Why Room for Error is the Most Important Factor of Long…

In this episode, Ryan and Alex discuss why you need room for error in your financial life. The beer of the day is Reubens Brews Summer IPA. If you would like to learn more about this beer, please visit their website If you would like to learn more...

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June 13, 2022

Episode 150 - What is Leverage and How Can You use it?

In this episode, Ryan and Alex discuss what leverage in your portfolio is and how you can use it to your benefit. The beer of the day is the Samish Haze IPA from Black Raven Brewing. If you would like to learn more about this beer, visit their website...

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June 5, 2022

Episode 149 - Why do We Discuss Retirement Planning with 20 and 30 ye…

In this episode, Alex discusses why we discuss retirement planning with people in their 20s and 30s. The beer of the day is Deviation Works from Fort George Brewing in Portland, OR. If you would like to learn more about their beer, please visit their...

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May 29, 2022

Episode 148 - Market Volatility and What You Should Do

In this week's episode, Ryan and Alex discuss the recent market volatility and what you should or can do about it?  The beer of the day is the Bourbon County Stout from Goose Island. If you would like to learn more about this beer, please visit...

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May 23, 2022

Episode 147 - 4 Areas of Your Finances that are More Important than R…

In this episode, Ryan and Alex discuss four areas of your finance that you should look at other than rate of return. The beer of the day is Cinq Cents Chimay. If you would like to learn more about this beer, please visit their website If you would...

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May 15, 2022

Episode 146 - How to Financially Prepare for Aging Parents

In this episode, Ryan and Alex discuss how to prepare your parents and yourself financially as they get older. The beer of the day is the African Amber from Mac and Jack's brewery in Redmond, WA. If you would like to learn more about this beer, please...

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May 8, 2022

Episode 145 - 3 Elements of Financial Sucess

In this episode, Ryan and Alex discuss the 3 elements they think will bring you financial success. The beer of the week is Hop Venom from Boneyard Beer. If you would like to learn more about this beer, please visit their website If you would like to...

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May 2, 2022

Episode 144 - What is the difference between a tax preparer and a fin…

In this week's episode, Ryan and Alex discuss the difference between the job of a financial planner and tax preparer. The beer of the day is Cloud Mentality hazy IPA from 10 Barrel Brewing. If you would like to learn more about this beer, please visit...

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April 24, 2022

Episode 143 - How to make your financial decision by context rather t…

In this week's podcast, Ryan and Alex discuss how to make your decisions after doing research instead of just hearing something and making moves.  The beer of the day is Wanderlust IPA from Breakside Brewing in Portland, OR. If you would like to...

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April 18, 2022

Episode 142 - 3 Signs is it Time to Hire a Financial Advisor

In this week's episode, Ryan and Alex discuss the 3 signs it is time for you to hire a financial advisor. The beer of the week is the Inversion IPA from Deschutes Brewery. If you would like to learn more about their beer, please visit their website ...

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April 10, 2022

Episode 141 - What is the Difference between Marginal and Effective T…

In this episode, Ryan and Alex discuss the difference between marginal and effective tax brackets. Understanding this will be very helpful for preparing for retirement. The beer of the day is the Scotch Ale by Boundary Bay in Bellingham, WA. If you...

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April 3, 2022

Episode 140 - Giving Your Kids an Education in Money with Amanda Gros…

In this episode, Ryan interviews Amanda Grossman with Jessica Nguyen. Amanda is a Certified Financial Education Instructor, winner of the 2017 Plutus Foundation Grant to create a kid money program (the Mt. Everest Money Simulation: A Kid's Educational...

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March 27, 2022

Episode 139 - What is the Value of an Advisor?

In this episode, Ryan and Alex discuss what the value of a financial advisor is and what they can do for you. The beer of the day is the Good Neighbors Stout from Valley House Brewing in Duvall, Washington. If you want to learn more about their beers,...

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