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Episodes

March 25, 2024

Episode 242 - 4 Factors That Have The Greatest Impact On Financial Su…

In this episode, Ryan Burklo discusses the four factors that impact financial success: the amount of wealth, location of wealth, true liquidity ratio, and taxes. He emphasizes the importance of considering these factors when planning for retirement...

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March 18, 2024

Episode 241 - Interview With Estate Planning Attorney Katie Ludwick

In this episode, Ryan Burklo interviews Katie Ludwick, an estate planning attorney, about estate planning. They discuss the potential changes to the federal estate tax, the Washington state estate tax, and the importance of proactive planning. They...

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March 11, 2024

Episode 240 - What 3 Metrics You Should Use To Inspect How Financiall…

In this episode, Ryan Burklo and Alex Collins discuss the metrics for analyzing financial health. They introduce the concept of top line being vanity, bottom line being sanity, and cash flow being reality. They emphasize the importance of measuring...

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March 4, 2024

Episode 239 - The Best Way To Be Your Best

In this episode, Ryan Burklo and Alex Collins discuss the importance of knowing who you don't want to be in order to become the person you want to be. They explore the default path that many people follow and the …

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Feb. 26, 2024

Episode 238 - What Is A Good Tool To Track Your Finances?

In this episode, Ryan Burklo and Alex Collins discuss the importance of tracking cash flow and steps to attain financial goals. They emphasize the need to understand abstract goals and how expenses play a role in achieving them. The hosts …

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Feb. 20, 2024

Episode 237 - Do You Have Fixed Rate Handcuffs?

In this episode, Ryan Burklo and Alex Collins discuss the impact of fixed interest rates on financial decisions. They explore how low interest rates can make people feel trapped in their current situations, whether it's buying a new home or …

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Feb. 12, 2024

Episode 236 - Why You Don't Plan For Your Finances

In this episode, Ryan and Alex discuss why you don't plan for your finances the way that you should. The beer of the day is Nothing But Hazy by Black Raven Brewing. If you would like to learn more about …

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Feb. 5, 2024

Episode 235 - A Formula For Your Vision That You Have Not Heard

In this episode, Ryan Burklo discusses the formula for vision and how it applies to personal finance. He shares his experience with the 75 Hard program and how it has pushed him to think differently about himself and his finances. …

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Jan. 29, 2024

Episode 235 - Cash Flow Concepts

Summary In this episode, Ryan Burklo and Alex Collins discuss the number one problem for most people with their personal finances: cash flow. They explore the default cash flow management system that most people use, where income goes directly into …

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Jan. 22, 2024

Episode 234 - Morning Walks Can Fix Your Finances

In this episode, Ryan Burklo discusses how going for a walk can help improve your finances. He shares his personal experience of struggling to find time for communication with his spouse and how they decided to go for a walk …

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Jan. 16, 2024

Episode 233 - Another Tax Efficient Distribution Method

Summary In this episode, Ryan Burklo and Alex Collins continue their discussion on turning assets into income in retirement. They emphasize the importance of understanding this process early on, even if retirement is still far away. The conversation...

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Jan. 8, 2024

Episode 232 - Tax Efficient Distribution

In this episode, Ryan Burklo and Alex Collins discuss how money is taxed in retirement. They emphasize the importance of considering both current and future taxation when making financial plans. They provide a historical overview of federal income tax...

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Jan. 2, 2024

Episode 231 - How Much True Liquidity Do You Have?

Summary In this episode, Ryan Burklo and Alex Collins discuss the concept of true liquidity and its importance in retirement planning. They explain that true liquidity goes beyond cash reserves and savings, and involves considering what assets will be...

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Dec. 27, 2023

Episode 230 - What Is Your Investment Philosophy?

Summary In this episode, Ryan Burklo and Alex Collins discuss investment philosophy and the different approaches to investing. They cover three main styles: active management, passive management, and structured management. They also touch on the...

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Dec. 18, 2023

Episode 229 - 5 Ways To Build Wealth And Maximize Life

In this episode, Ryan Burklo discusses five ways to build wealth and maximize life. He emphasizes the importance of spending money on items that truly matter, focusing on what can be controlled, protecting income and family's wealth, creating lasting...

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Dec. 11, 2023

Episode 228 - 3 Takeaways From Morgan Housel's New Book "Same As Ever"

In this episode, Ryan and Alex discuss 3 takeaways from Morgan Housel's new book Same As Ever. The beer of the day is Farmhaze IPA from Remlinger Brewery. If you would like to learn more about this beer, please visit …

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Dec. 4, 2023

Episode 227 - What Would We Tell Our Moms To Ask If They Were Intervi…

In this episode, Ryan and Alex discuss the top five things they would tell their moms to ask if they were interviewing financial advisors. The beer of the day is Pitchfork IPA from Remlinger Brewery. If you would like to …

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Nov. 27, 2023

Episode 226 - What Your Competing Priorities Are Costing You?

In this episode, Ryan and Alex discuss what your competing priorities are costing you in your everyday life with your finances. The beers of the day are Remlinger Brewery's Gary IPA and Fremont Brewing's Sky Kraken IPA. If you would …

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Nov. 20, 2023

Episode 225 - Given The State Of The World, How To Prepare Your Finan…

In this episode, Ryan and Alex discuss the state of the world and how you can prepare your finances to weather the storm. The beers of the day are Tolt IPA from Valley House Brewing and Lucille IPA from Georgetown …

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Nov. 13, 2023

Episode 224 - 3 Concerns To Address Now So You Are Ready For Retireme…

In this week's episode, Ryan and Alex discuss 3 concerns you should address now so you are prepared for retirement. The beer of the day is a Pilsner from Fired Up Brewing in Colville, WA. If you would like to …

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Nov. 6, 2023

Episode 223 - 3 Lessons On Money And Marriage

In this episode, Ryan and Alex discuss lessons on how to talk about money within your marriage. The beers of the week are Flocktoberfest Lager from Black Raven Brewing and Sam Addams Octoberfest. To learn more about these beers, please …

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Oct. 30, 2023

Episode 222 - 3 Tax Steps You Should Consider Making In The Fourth Qu…

In this episode, Ryan and Alex discuss three things that you should consider making in the fourth year for your taxes. The beer of the day is No Li IPA from No Li Brewery in Spokane, WA. If you would …

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Oct. 23, 2023

Episode 221 - 3 Things To Discuss With Your Parents About Finances

In this episode, Ryan and Alex discuss how to talk to your parents about finances. The beers of the week are Avery Brewing's Rufus Corvus Sour Ale and Elysian Brewing's Dragonstooth Stout. If you would like to learn more about …

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Oct. 16, 2023

Episode 220 - How To Use The Four Basic Building Blocks Of Retirement

In this episode, Ryan and Alex discuss the four basic building blocks of retirement funding. The beer of the day is Flocktoberfest Lager from Black Raven Brewing. If you would like to learn more about this beer, please visit their …

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